Information We Collect

We may collect personal information that you voluntarily provide when you contact us, submit an inquiry, download a resource, or otherwise communicate with our firm.

Depending on your interaction with our website, the information we collect may include:

• Your name
• Email address
• Phone number
• Organization or company name
• Mailing or business address
• Information about the accounting or tax services you require
• Information included in your inquiry or message
• Information provided when downloading client resources or forms
• Other information you voluntarily provide

Our website's contact form requests your first name, last name, email address, organization, phone number, and message.

Information Collected Automatically

When you visit our website, certain technical information may be collected automatically. This may include your IP address, browser type, device type, operating system, pages visited, referring website, approximate location, date and time of your visit, and information about how you interact with the website.

We may use cookies, analytics tools, tags, scripts, and similar technologies to operate, maintain, secure, and improve our website and understand how visitors use it.

Our website uses Google Tag Manager and may use other analytics or website technologies for these purposes.

You can adjust your browser settings to limit or disable cookies. However, disabling certain cookies may affect website functionality.

How We Use Personal Information

Michael H. Keltz may collect and use personal information for purposes including:

• Responding to inquiries and requests for information
• Providing information about accounting, tax, assurance, advisory, and financial services
• Understanding your accounting or tax needs
• Communicating with clients and prospective clients
• Providing requested resources, forms, and information
• Scheduling consultations or appointments
• Maintaining customer and business records
• Operating and improving our website
• Understanding website traffic and visitor behaviour
• Improving our services and online experience
• Protecting the security and integrity of our website and systems
• Preventing fraud, misuse, or unauthorized access
• Complying with applicable laws and professional obligations
• Fulfilling other purposes for which the information was provided or for which consent has been obtained

Consent

By providing personal information through our website, submitting an inquiry, downloading a resource, or otherwise providing information to Michael H. Keltz, you consent to its collection, use, and disclosure for the purposes identified when the information is provided or for purposes reasonably related to those purposes.

Where required by applicable privacy legislation, we will obtain additional consent before using or disclosing personal information for a new purpose.

You may withdraw your consent to certain uses of your personal information, subject to legal, contractual, professional, or other reasonable limitations.

Disclosure of Personal Information

Michael H. Keltz does not sell or rent personal information to third parties.

We may disclose personal information when reasonably necessary to operate our website, respond to inquiries, provide requested services, or conduct our business. This may include disclosure to:

• Employees and authorized representatives who require the information to perform their duties
• Website hosting, technology, communications, analytics, and other service providers
• Professional advisors and service providers where reasonably necessary
• Payment processors where applicable
• Government authorities, regulatory bodies, courts, or law enforcement where required or permitted by law
• Other organizations or individuals where you have provided consent or where disclosure is otherwise authorized or required by law

We take reasonable steps to ensure that third-party service providers only receive information reasonably necessary for the services they provide.

Tax and Financial Information

The website provides general information and resources relating to personal and corporate tax, accounting, financial planning, and related services.

Visitors should avoid submitting confidential financial, tax, identification, or other sensitive information through general website contact forms unless specifically requested through an appropriate secure process.

Information submitted through the website may be used to respond to your inquiry or determine the appropriate way to communicate with you. Information required to provide professional accounting or tax services may be subject to additional privacy, confidentiality, professional, and legal requirements.

Website Analytics and Third-Party Services

Our website may use third-party services and technologies to support website functionality, process inquiries, provide downloadable resources, understand website traffic, and improve our online presence.

Our website also contains links to external resources, including the Canada Revenue Agency and the Canadian Institute of Chartered Professional Accountants.

Once you leave the Michael H. Keltz website and access an external website or service, that website's privacy policy and terms may apply. Michael H. Keltz is not responsible for the privacy practices, security, content, or policies of third-party websites.

Protection of Personal Information

Michael H. Keltz takes reasonable administrative, technical, and physical safeguards to protect personal information against unauthorized access, collection, use, disclosure, copying, modification, loss, theft, or destruction.

Access to personal information is limited to individuals and service providers who reasonably require it for legitimate business or professional purposes.

However, no method of transmitting or storing information electronically can be guaranteed to be completely secure. We cannot guarantee the absolute security of information transmitted to or through our website.

Retention of Personal Information

We retain personal information only for as long as reasonably necessary to fulfil the purposes for which it was collected, respond to inquiries, provide requested information or services, maintain appropriate business records, resolve disputes, and satisfy applicable legal, professional, or business requirements.

When personal information is no longer required, we will take reasonable steps to securely destroy, delete, or anonymize it in accordance with our applicable policies and obligations.

Accessing and Correcting Your Personal Information

You may have the right to request access to personal information Michael H. Keltz holds about you and request that inaccurate or incomplete information be corrected, subject to applicable legal requirements and limitations.

If you would like to make a privacy-related request, please contact us using the information below. We may need to verify your identity before providing access to or making changes to personal information.

Privacy Questions and Complaints

If you have questions about this Privacy Policy, would like to request access to or correction of your personal information, or have a concern about how your personal information has been handled, please contact us.

Michael H. Keltz Chartered Professional Accountant
206 Laird Drive, Suite 201
Toronto, Ontario M4G 3W4
Canada
Phone: 416-482-4183
Email: moc.ackhm%40leahcim

We will review privacy inquiries and complaints and take reasonable steps to address concerns in accordance with applicable privacy legislation and professional obligations.

Changes to This Privacy Policy

Michael H. Keltz may update this Privacy Policy from time to time to reflect changes to our website, business practices, technology, or applicable privacy requirements.

When changes are made, the updated Privacy Policy will be posted on this website with a revised effective date.

Contact Us

If you have questions about this Privacy Policy or Michael H. Keltz's website privacy practices, please contact:
Michael H. Keltz Chartered Professional Accountant206 Laird Drive, Suite 201Toronto, Ontario M4G 3W4CanadaPhone: 416-482-4183Email: moc.ackhm%40leahcim